Immediately afterward, I opened a high-yield savings account and christened it Roses. My mother, the daughter of school janitors, had spent her entire existence scrubbing linoleum and sewing silks for mansions she could never afford to inhabit. She used to slow our rusted sedan down whenever we passed the historic craftsman homes on the north side, wistfully murmuring about “a yard with good sun.”
By year four, the Roses account breached $200,000. I began secretly interviewing real estate agents from my desert apartment. Two years ago, I pulled the trigger. I wired a $210,000 down payment for a sprawling, sun-drenched craftsman on Maplewood Court in Beaver Creek. I executed the closing documents digitally at 2:00 a.m. Gulf Standard Time. Our meticulous family attorney, Tom Beran, handled the escrow. He offered a singular piece of legal advice that would eventually become my sharpest scalpel: Keep the title exclusively in your name for now, Iris. Scammers prey on widows. And frankly, keep it entirely insulated from anyone else’s creditors.
